Monday, January 26, 2009
Wednesday, January 21, 2009
Commonsense Investing
I can be candid with the figures, since, come on, who cares about our $500? So, we deposited this $500 into our new account to begin trading. In a little less than two months, we've made an almost 45% profit on that initial investment. Every day or so, I log into our account and see a chart on the home page that graphs the value of our account. I get excited watching it fluctuate up or down, and have been happy to see such a profit in two months, even if it doesn't add up to much money.
So, as of yesterday, our account was valued at $722. Well, Aaron and I had an extra check from work on our hands (which happens twice a year). We decided to go ahead and deposit it into our trading account. Here's what the graph looked like when I logged on this morning:
HOLY SMOKE!, I thought. Look at the jump!
Of course, this huge leap in the value of our account is not because of huge gains in our stock positions, but simply because we deposited more money. But that's when it hit me. We increased our assets in this account by 343% just by not spending the extra money.
I make myself dizzy sometimes trying to think of another way to earn more money for our family. But I could never underestimate the value in saving and being frugal. It is amazing how much money you give yourself by not spending $50/month. It's easy to lose the true value of it. But time and time again, I realize that the best and first thing Aaron and I can do to achieve our dreams is to continue to cook from scratch, buy groceries from the sale ad, have Aaron repair our vehicles, say no to luxuries, etc. It saves (earns) us hundreds and hundreds of dollars in one month.
It may not be complex or sophisticated, but it does make sense. :)
Thursday, January 08, 2009
Christmastime
The Train.
Tuesday, January 06, 2009
Winter takes us inward
At first I thought, I'll look at land around here. Then I became nostalgic, and looked for homes in Norman. Then homes with land in Norman. Then Broken Arrow. It's never a good idea for me to do this. But I do.
If I knew with all of my heart exactly where I wanted to be, I don't think it would be a negative thing to do (or, as negative). But I don't know where I want to be. I don't like the idea of any of these places, really. Will I ever like ANY place? Or is it some unreal idea I want?
I do know I want to love my life. And that can happen right now. If I break habits and get productive. If I get off the comoputer. If I drink more water. If I hold my tongue and smile more. Talk about a "day of small things"....an entirely different life lies in wait for me. And it's made up of seemingly small decisions which are not nearly as attractive or magnificent as the life I want.
I loathe irony.